Billing & Insurance Information
At EmberLeaf Counseling, we strive to make the payment and insurance process as clear and accessible as possible. Below you’ll find the important details about our payment options, insurance coverage, and policies. If you have any questions, don’t hesitate to reach out.
Accepted Insurance Plans:
We proudly accept the following insurance plans:
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Aetna
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CareFirst BlueCross BlueShield
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Quest Behavioral Health
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Cigna
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Horizon Blue Cross and Blue Shield of New Jersey
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Blue Cross Blue Shield of Massachusetts
Out-of-Network Benefits:
If you have out-of-network benefits, you may qualify for reimbursement. I will provide you with a superbill that you can submit to your insurance company for possible reimbursement. Always check with your insurance provider first to confirm your coverage and eligibility for out-of-network benefits.
Insurance Verification Process
Before booking an appointment, please contact your insurance provider directly to verify your coverage and benefits. This will help ensure that your insurance plan covers the services you need. Please note that the information provided here is subject to change. We encourage you to reach out with any questions or for further clarification, and to verify the details directly with your insurance provider.

Self-Pay Rates:
For individuals seeking self-pay options:
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Intake sessions: $145-$180
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Individual Therapy: $100-150 per session
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Couples Therapy: $150-200 per session
- Please note that each provider sets their own rates, feel free to reach out if you have any questions.
If you require a sliding scale or financial assistance, please reach out to discuss your options. Sliding scale availability is determined based on need and is available upon request.
Sliding Scale Options:
We understand that financial situations can vary, and we are committed to making therapy accessible. Sliding scale fees are available based on income and need. Please contact us to discuss your circumstances, and we’ll work together to find a rate that fits your budget.
Financial Assistance:
Navigating insurance and payment options can be complex, but we're here to help. Reach out if you have any questions or need assistance understanding your coverage.

Accepted Payment Methods
We make it easy to pay for your sessions using the following methods:
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Credit/Debit Cards: Visa, MasterCard, American Express, Discover
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Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)
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PayPal
Please note that we do not accept cash or checks. Payments are due at the time of service.
If you have any questions about payment or need assistance with billing, please don't hesitate to reach out. We're here to help!